Welcome to Lending Central by SOCU. Here you can apply for a variety of loans with SOCU online. Click through each item and submit your loan application today. It's as easy as point, click and approval! Get started below by picking the type of credit you are applying for.
Click Individual Credit if only the applicant's income is considered for loan approval.
Click Joint Credit if your co-applicant will be contractually liable for repayment of the loan.
SOCU membership is open to anyone residing or working in LaSalle, Livingston, Marshall, Grundy, Putnam, Woodford, McLean and Bureau Counties including all relatives. If you are unsure whether you qualify for SOCU membership please contact us today!
Important Information About Procedures for Opening a New Account To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver's license or other identifying documents.
Disclaimer: APR is Annual Percentage Rate. All loans subject to credit approval. Rate may vary based on credit, term and value. Any year, any make, any model is valid on purchases only. As low as rate of 3.99% APR is based on a 72 month term with a Transunion credit score of 700 or above, with a Visa or auto payment discount. Limited time offer. Federally insured by the NCUA. NMLS #421974.